Austin Private Lending
Fast, reliable funding for real estate investors in Austin, Texas. Pre-qualify in 60 seconds and get competitive rates across multiple lending programs.
Median Home Price
$475,000
Population
1,020,000+
Programs Available
4 Loan Programs
Why Invest in Austin?
Austin continues to attract massive population growth driven by the tech industry, making it one of the hottest real estate markets in the Sun Belt. Investors target value-add flips in East Austin and rental properties near the expanding tech corridors. Despite recent price appreciation, strong rent growth and persistent demand keep deal flow active.
Available Programs in Austin
4 loan programs available in Texas.
Fix & Flip
Fix & Flip · Up to 90% LTV · 12 mo term
DSCR Rental
DSCR Rental · Up to 80% LTV · 360 mo term
Bridge Financing
Bridge · Up to 80% LTV · 12 mo term
Ground-Up Construction
Construction · Up to 85% LTV · 12 mo term
Popular Investment Areas in Austin
Neighborhoods and areas that active investors frequently target for fix & flip and rental projects.
Frequently Asked Questions
What are hard money loan rates in Austin?
Hard money loan rates in Austin typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.
How fast can I close on a hard money loan in Austin?
Most hard money loans in Austin can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.
Do I need experience to get a hard money loan in Austin?
Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in Texas. We will structure the right program based on your experience level.
What types of investment properties can I finance in Austin?
We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in Austin and throughout Texas. Both residential and mixed-use investment properties are eligible.
Get Pre-Qualified in Austin
Answer a few questions about your deal and get a term sheet in 60 seconds. No credit pull, no commitment.
Start Pre-Qualification