Where we lend · Texas
Investment property financingin Austin.
Fix & flip, DSCR rental, bridge and construction loans for real estate investors in Austin, Texas. Pre-qualify in minutes with no hard credit pull.
The market
Why investors lookat Austin.
Austin continues to attract massive population growth driven by the tech industry, making it one of the hottest real estate markets in the Sun Belt. Investors target value-add flips in East Austin and rental properties near the expanding tech corridors. Despite recent price appreciation, strong rent growth and persistent demand keep deal flow active.
Neighborhoods investors target
- East Austin
- Mueller
- South Congress
- Windsor Park
- North Loop
Austin at a glance
- Median home price
- $475,000
- Population
- 1,020,000+
- Programs available
- 4
Programs available
What we lendin Austin.
4 loan programs available in Texas.
Fix & flip
Fix & Flip
- Leverage
- Up to 90%
- Term
- 12 months
- Loan amount
- $75K – $3.0M
DSCR rental
DSCR Rental
- Leverage
- Up to 80%
- Term
- 360 months
- Loan amount
- $75K – $2.0M
Bridge
Bridge Financing
- Leverage
- Up to 80%
- Term
- 12 months
- Loan amount
- $100K – $5.0M
Construction
Ground-Up Construction
- Leverage
- Up to 85%
- Term
- 12 months
- Loan amount
- $150K – $5.0M
Questions, answered
Lending in Austin,explained.
What are hard money loan rates in Austin?
Hard money loan rates in Austin typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.
How fast can I close on a hard money loan in Austin?
Most hard money loans in Austin can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.
Do I need experience to get a hard money loan in Austin?
Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in Texas. We will structure the right program based on your experience level.
What types of investment properties can I finance in Austin?
We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in Austin and throughout Texas. Both residential and mixed-use investment properties are eligible.