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Pre-Qualification
Answer 10 questions about your deal. Get a real term sheet — rate, points, monthly payment — in 60 seconds.
- No credit pull
- 60-second turnaround
- Real rates, not estimates
Free tools, no signup
Underwrite your deal before you call us.
Three tools, one purpose: help you walk into a bid or a closing call already knowing your numbers. Use them in any order, as many times as you want.
Compare programs
Rate Explorer
See live rate ranges across every program we offer in your state — Fix & Flip, DSCR, Bridge, and Construction.
- All 4 programs
- Filter by state + experience
- Updated as rates move
AI-powered
AI Deal Analyzer
Paste your deal and our AI runs it against current programs, flags risks, and suggests how to structure for the best rate.
- Risk flags + structure tips
- Works for any program
- Free, no signup
How most borrowers use these
A typical flow: start with the Rate Explorer to see the program lineup in your state. If a program looks like a fit, drop the deal into the AI Deal Analyzer to catch any structural issues before you commit. Then run a real Pre-qualification to lock in a term sheet you can show your agent or your seller.
None of these require a credit pull, an account, or a phone call. Use them as often as you want. When you're ready for a real conversation, the term sheet from your pre-qual gives our team everything we need.
60-second pre-qualNo credit pullFree forever
Skip the tools and just talk to us.
If you already know what you need, we can run the numbers on a call. The pre-qual is faster, but the call is human.