Where we lend · North Carolina
Investment property financingin Charlotte.
AIRE Lending is not yet lending in North Carolina. Join the waitlist and we will let you know when financing for Charlotte investors becomes available.
The market
Why investors lookat Charlotte.
Charlotte is the second-largest banking center in the US and one of the fastest-growing cities in the Southeast. Investors benefit from strong job growth, a steady influx of relocations, and a market that supports both fix-and-flip margins and solid rental yields. The light rail expansion has created new investment corridors.
Neighborhoods investors target
- NoDa
- West End
- Plaza Midwood
- Belmont
- Enderly Park
Charlotte at a glance
- Median home price
- $370,000
- Population
- 900,000+
- Programs available
- 0
Availability
Coming soonto North Carolina.
We're expanding to North Carolina soon. Join our waitlist to be the first to know when we launch in Charlotte.
Join the waitlistQuestions, answered
Lending in Charlotte,explained.
What are hard money loan rates in Charlotte?
Hard money loan rates in Charlotte typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.
How fast can I close on a hard money loan in Charlotte?
Most hard money loans in Charlotte can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.
Do I need experience to get a hard money loan in Charlotte?
Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in North Carolina. We will structure the right program based on your experience level.
What types of investment properties can I finance in Charlotte?
We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in Charlotte and throughout North Carolina. Both residential and mixed-use investment properties are eligible.