Columbus Private Lending

Fast, reliable funding for real estate investors in Columbus, Ohio. Pre-qualify in 60 seconds and get competitive rates across multiple lending programs.

Get Pre-Qualified in Columbus

Median Home Price

$275,000

Population

905,000+

Programs Available

4 Loan Programs

Why Invest in Columbus?

Columbus is the fastest-growing city in the Midwest, anchored by Ohio State University, a booming tech scene, and the Intel semiconductor facility. Investors benefit from affordable acquisition costs, strong rental demand from a young workforce, and consistent population growth that outpaces most Rust Belt peers.

Available Programs in Columbus

4 loan programs available in Ohio.

Fix & Flip

Fix & Flip · Up to 90% LTV · 12 mo term

Min FICO: 620$75K – $3.0M

DSCR Rental

DSCR Rental · Up to 80% LTV · 360 mo term

Min FICO: 640$75K – $2.0M

Bridge Financing

Bridge · Up to 80% LTV · 12 mo term

Min FICO: 620$100K – $5.0M

Ground-Up Construction

Construction · Up to 85% LTV · 12 mo term

Min FICO: 660$150K – $5.0M

Popular Investment Areas in Columbus

Neighborhoods and areas that active investors frequently target for fix & flip and rental projects.

Franklinton
Olde Towne East
Weinland Park
Linden
Hilltop

Frequently Asked Questions

What are hard money loan rates in Columbus?

Hard money loan rates in Columbus typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.

How fast can I close on a hard money loan in Columbus?

Most hard money loans in Columbus can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.

Do I need experience to get a hard money loan in Columbus?

Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in Ohio. We will structure the right program based on your experience level.

What types of investment properties can I finance in Columbus?

We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in Columbus and throughout Ohio. Both residential and mixed-use investment properties are eligible.

Get Pre-Qualified in Columbus

Answer a few questions about your deal and get a term sheet in 60 seconds. No credit pull, no commitment.

Start Pre-Qualification