Where we lend · Ohio
Investment property financingin Columbus.
Fix & flip, DSCR rental, bridge and construction loans for real estate investors in Columbus, Ohio. Pre-qualify in minutes with no hard credit pull.

The market
Why investors lookat Columbus.
Columbus is the fastest-growing city in the Midwest, anchored by Ohio State University, a booming tech scene, and the Intel semiconductor facility. Investors benefit from affordable acquisition costs, strong rental demand from a young workforce, and consistent population growth that outpaces most Rust Belt peers.
Neighborhoods investors target
- Franklinton
- Olde Towne East
- Weinland Park
- Linden
- Hilltop
Columbus at a glance
- Median home price
- $275,000
- Population
- 905,000+
- Programs available
- 4
Programs available
What we lendin Columbus.
4 loan programs available in Ohio.
Fix & flip
Fix & Flip
- Leverage
- Up to 90%
- Term
- 12 months
- Loan amount
- $75K – $3.0M
DSCR rental
DSCR Rental
- Leverage
- Up to 80%
- Term
- 360 months
- Loan amount
- $75K – $2.0M
Bridge
Bridge Financing
- Leverage
- Up to 80%
- Term
- 12 months
- Loan amount
- $100K – $5.0M
Construction
Ground-Up Construction
- Leverage
- Up to 85%
- Term
- 12 months
- Loan amount
- $150K – $5.0M
Questions, answered
Lending in Columbus,explained.
What are hard money loan rates in Columbus?
Hard money loan rates in Columbus typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.
How fast can I close on a hard money loan in Columbus?
Most hard money loans in Columbus can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.
Do I need experience to get a hard money loan in Columbus?
Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in Ohio. We will structure the right program based on your experience level.
What types of investment properties can I finance in Columbus?
We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in Columbus and throughout Ohio. Both residential and mixed-use investment properties are eligible.