Dallas Private Lending

Fast, reliable funding for real estate investors in Dallas, Texas. Pre-qualify in 60 seconds and get competitive rates across multiple lending programs.

Get Pre-Qualified in Dallas

Median Home Price

$365,000

Population

1,340,000+

Programs Available

4 Loan Programs

Why Invest in Dallas?

Dallas offers real estate investors a massive metro with strong job growth, corporate relocations, and a landlord-friendly regulatory environment. The market supports everything from suburban fix-and-flip projects to downtown DSCR rentals. Low property taxes relative to property values and a growing population fuel consistent appreciation.

Available Programs in Dallas

4 loan programs available in Texas.

Fix & Flip

Fix & Flip · Up to 90% LTV · 12 mo term

Min FICO: 620$75K – $3.0M

DSCR Rental

DSCR Rental · Up to 80% LTV · 360 mo term

Min FICO: 640$75K – $2.0M

Bridge Financing

Bridge · Up to 80% LTV · 12 mo term

Min FICO: 620$100K – $5.0M

Ground-Up Construction

Construction · Up to 85% LTV · 12 mo term

Min FICO: 660$150K – $5.0M

Popular Investment Areas in Dallas

Neighborhoods and areas that active investors frequently target for fix & flip and rental projects.

Oak Cliff
Deep Ellum
Bishop Arts
Lake Highlands
Pleasant Grove

Frequently Asked Questions

What are hard money loan rates in Dallas?

Hard money loan rates in Dallas typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.

How fast can I close on a hard money loan in Dallas?

Most hard money loans in Dallas can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.

Do I need experience to get a hard money loan in Dallas?

Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in Texas. We will structure the right program based on your experience level.

What types of investment properties can I finance in Dallas?

We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in Dallas and throughout Texas. Both residential and mixed-use investment properties are eligible.

Get Pre-Qualified in Dallas

Answer a few questions about your deal and get a term sheet in 60 seconds. No credit pull, no commitment.

Start Pre-Qualification