Denver Private Lending

Fast, reliable funding for real estate investors in Denver, Colorado. Pre-qualify in 60 seconds and get competitive rates across multiple lending programs.

Get Pre-Qualified in Denver

Median Home Price

$560,000

Population

715,000+

Programs Available

4 Loan Programs

Why Invest in Denver?

Denver is a major Western investment market with strong fundamentals including population growth, job diversification, and lifestyle appeal. While prices have appreciated significantly, investors find opportunity in suburban value-add projects and DSCR rentals near transit corridors. The market rewards experienced operators who can identify emerging neighborhoods.

Available Programs in Denver

4 loan programs available in Colorado.

Fix & Flip

Fix & Flip · Up to 90% LTV · 12 mo term

Min FICO: 620$75K – $3.0M

DSCR Rental

DSCR Rental · Up to 80% LTV · 360 mo term

Min FICO: 640$75K – $2.0M

Bridge Financing

Bridge · Up to 80% LTV · 12 mo term

Min FICO: 620$100K – $5.0M

Ground-Up Construction

Construction · Up to 85% LTV · 12 mo term

Min FICO: 660$150K – $5.0M

Popular Investment Areas in Denver

Neighborhoods and areas that active investors frequently target for fix & flip and rental projects.

Montbello
Westwood
Sun Valley
Globeville
Elyria-Swansea

Frequently Asked Questions

What are hard money loan rates in Denver?

Hard money loan rates in Denver typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.

How fast can I close on a hard money loan in Denver?

Most hard money loans in Denver can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.

Do I need experience to get a hard money loan in Denver?

Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in Colorado. We will structure the right program based on your experience level.

What types of investment properties can I finance in Denver?

We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in Denver and throughout Colorado. Both residential and mixed-use investment properties are eligible.

Get Pre-Qualified in Denver

Answer a few questions about your deal and get a term sheet in 60 seconds. No credit pull, no commitment.

Start Pre-Qualification