Where we lend · Colorado
Investment property financingin Denver.
Fix & flip, DSCR rental, bridge and construction loans for real estate investors in Denver, Colorado. Pre-qualify in minutes with no hard credit pull.

The market
Why investors lookat Denver.
Denver is a major Western investment market with strong fundamentals including population growth, job diversification, and lifestyle appeal. While prices have appreciated significantly, investors find opportunity in suburban value-add projects and DSCR rentals near transit corridors. The market rewards experienced operators who can identify emerging neighborhoods.
Neighborhoods investors target
- Montbello
- Westwood
- Sun Valley
- Globeville
- Elyria-Swansea
Denver at a glance
- Median home price
- $560,000
- Population
- 715,000+
- Programs available
- 4
Programs available
What we lendin Denver.
4 loan programs available in Colorado.
Fix & flip
Fix & Flip
- Leverage
- Up to 90%
- Term
- 12 months
- Loan amount
- $75K – $3.0M
DSCR rental
DSCR Rental
- Leverage
- Up to 80%
- Term
- 360 months
- Loan amount
- $75K – $2.0M
Bridge
Bridge Financing
- Leverage
- Up to 80%
- Term
- 12 months
- Loan amount
- $100K – $5.0M
Construction
Ground-Up Construction
- Leverage
- Up to 85%
- Term
- 12 months
- Loan amount
- $150K – $5.0M
Questions, answered
Lending in Denver,explained.
What are hard money loan rates in Denver?
Hard money loan rates in Denver typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.
How fast can I close on a hard money loan in Denver?
Most hard money loans in Denver can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.
Do I need experience to get a hard money loan in Denver?
Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in Colorado. We will structure the right program based on your experience level.
What types of investment properties can I finance in Denver?
We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in Denver and throughout Colorado. Both residential and mixed-use investment properties are eligible.