Indianapolis Private Lending
Fast, reliable funding for real estate investors in Indianapolis, Indiana. Pre-qualify in 60 seconds and get competitive rates across multiple lending programs.
Median Home Price
$245,000
Population
890,000+
Programs Available
4 Loan Programs
Why Invest in Indianapolis?
Indianapolis offers investors a rare combination of Midwest affordability and genuine population growth. The city is a logistics and healthcare hub with low barriers to entry for real estate investment. Cash-on-cash returns on rental properties regularly exceed coastal markets, and the fix-and-flip market benefits from a large inventory of pre-war homes.
Available Programs in Indianapolis
4 loan programs available in Indiana.
Fix & Flip
Fix & Flip · Up to 90% LTV · 12 mo term
DSCR Rental
DSCR Rental · Up to 80% LTV · 360 mo term
Bridge Financing
Bridge · Up to 80% LTV · 12 mo term
Ground-Up Construction
Construction · Up to 85% LTV · 12 mo term
Popular Investment Areas in Indianapolis
Neighborhoods and areas that active investors frequently target for fix & flip and rental projects.
Frequently Asked Questions
What are hard money loan rates in Indianapolis?
Hard money loan rates in Indianapolis typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.
How fast can I close on a hard money loan in Indianapolis?
Most hard money loans in Indianapolis can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.
Do I need experience to get a hard money loan in Indianapolis?
Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in Indiana. We will structure the right program based on your experience level.
What types of investment properties can I finance in Indianapolis?
We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in Indianapolis and throughout Indiana. Both residential and mixed-use investment properties are eligible.
Get Pre-Qualified in Indianapolis
Answer a few questions about your deal and get a term sheet in 60 seconds. No credit pull, no commitment.
Start Pre-Qualification