Where we lend · Indiana
Investment property financingin Indianapolis.
Fix & flip, DSCR rental, bridge and construction loans for real estate investors in Indianapolis, Indiana. Pre-qualify in minutes with no hard credit pull.
The market
Why investors lookat Indianapolis.
Indianapolis offers investors a rare combination of Midwest affordability and genuine population growth. The city is a logistics and healthcare hub with low barriers to entry for real estate investment. Cash-on-cash returns on rental properties regularly exceed coastal markets, and the fix-and-flip market benefits from a large inventory of pre-war homes.
Neighborhoods investors target
- Fountain Square
- Bates-Hendricks
- Near Eastside
- Mapleton-Fall Creek
- Mars Hill
Indianapolis at a glance
- Median home price
- $245,000
- Population
- 890,000+
- Programs available
- 4
Programs available
What we lendin Indianapolis.
4 loan programs available in Indiana.
Fix & flip
Fix & Flip
- Leverage
- Up to 90%
- Term
- 12 months
- Loan amount
- $75K – $3.0M
DSCR rental
DSCR Rental
- Leverage
- Up to 80%
- Term
- 360 months
- Loan amount
- $75K – $2.0M
Bridge
Bridge Financing
- Leverage
- Up to 80%
- Term
- 12 months
- Loan amount
- $100K – $5.0M
Construction
Ground-Up Construction
- Leverage
- Up to 85%
- Term
- 12 months
- Loan amount
- $150K – $5.0M
Questions, answered
Lending in Indianapolis,explained.
What are hard money loan rates in Indianapolis?
Hard money loan rates in Indianapolis typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.
How fast can I close on a hard money loan in Indianapolis?
Most hard money loans in Indianapolis can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.
Do I need experience to get a hard money loan in Indianapolis?
Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in Indiana. We will structure the right program based on your experience level.
What types of investment properties can I finance in Indianapolis?
We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in Indianapolis and throughout Indiana. Both residential and mixed-use investment properties are eligible.