Jacksonville Private Lending
Fast, reliable funding for real estate investors in Jacksonville, Florida. Pre-qualify in 60 seconds and get competitive rates across multiple lending programs.
Median Home Price
$310,000
Population
970,000+
Programs Available
4 Loan Programs
Why Invest in Jacksonville?
Jacksonville is the largest city by area in the contiguous US and one of Florida most affordable major metros. Investors find opportunity in the expanding suburbs, military-driven rental demand (Naval Station Mayport), and a growing financial services sector. The no-state-income-tax advantage makes it attractive for out-of-state investors.
Available Programs in Jacksonville
4 loan programs available in Florida.
Fix & Flip
Fix & Flip · Up to 90% LTV · 12 mo term
DSCR Rental
DSCR Rental · Up to 80% LTV · 360 mo term
Bridge Financing
Bridge · Up to 80% LTV · 12 mo term
Ground-Up Construction
Construction · Up to 85% LTV · 12 mo term
Popular Investment Areas in Jacksonville
Neighborhoods and areas that active investors frequently target for fix & flip and rental projects.
Frequently Asked Questions
What are hard money loan rates in Jacksonville?
Hard money loan rates in Jacksonville typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.
How fast can I close on a hard money loan in Jacksonville?
Most hard money loans in Jacksonville can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.
Do I need experience to get a hard money loan in Jacksonville?
Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in Florida. We will structure the right program based on your experience level.
What types of investment properties can I finance in Jacksonville?
We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in Jacksonville and throughout Florida. Both residential and mixed-use investment properties are eligible.
Get Pre-Qualified in Jacksonville
Answer a few questions about your deal and get a term sheet in 60 seconds. No credit pull, no commitment.
Start Pre-Qualification