Where we lend · Kentucky
Investment property financingin Louisville.
Fix & flip, DSCR rental, bridge and construction loans for real estate investors in Louisville, Kentucky. Pre-qualify in minutes with no hard credit pull.
The market
Why investors lookat Louisville.
Louisville combines Southern affordability with a growing economy anchored by logistics (UPS hub), healthcare, and bourbon tourism. Real estate investors target the numerous pre-war homes in neighborhoods undergoing revitalization. Rental yields are strong relative to purchase prices, and the city steady population supports consistent demand.
Neighborhoods investors target
- Smoketown
- Shelby Park
- Portland
- Germantown
- Russell
Louisville at a glance
- Median home price
- $235,000
- Population
- 630,000+
- Programs available
- 4
Programs available
What we lendin Louisville.
4 loan programs available in Kentucky.
Fix & flip
Fix & Flip
- Leverage
- Up to 90%
- Term
- 12 months
- Loan amount
- $75K – $3.0M
DSCR rental
DSCR Rental
- Leverage
- Up to 80%
- Term
- 360 months
- Loan amount
- $75K – $2.0M
Bridge
Bridge Financing
- Leverage
- Up to 80%
- Term
- 12 months
- Loan amount
- $100K – $5.0M
Construction
Ground-Up Construction
- Leverage
- Up to 85%
- Term
- 12 months
- Loan amount
- $150K – $5.0M
Questions, answered
Lending in Louisville,explained.
What are hard money loan rates in Louisville?
Hard money loan rates in Louisville typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.
How fast can I close on a hard money loan in Louisville?
Most hard money loans in Louisville can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.
Do I need experience to get a hard money loan in Louisville?
Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in Kentucky. We will structure the right program based on your experience level.
What types of investment properties can I finance in Louisville?
We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in Louisville and throughout Kentucky. Both residential and mixed-use investment properties are eligible.