Where we lend · Tennessee
Investment property financingin Nashville.
Fix & flip, DSCR rental, bridge and construction loans for real estate investors in Nashville, Tennessee. Pre-qualify in minutes with no hard credit pull.

The market
Why investors lookat Nashville.
Nashville has experienced explosive growth over the past decade, driven by healthcare, music industry, and tech sector expansion. Real estate investors target gentrifying neighborhoods for fix-and-flip projects and suburban areas for DSCR rentals. Tennessee has no state income tax, which supports strong rental demand from transplants.
Neighborhoods investors target
- East Nashville
- North Nashville
- The Nations
- Antioch
- Madison
Nashville at a glance
- Median home price
- $430,000
- Population
- 690,000+
- Programs available
- 4
Programs available
What we lendin Nashville.
4 loan programs available in Tennessee.
Fix & flip
Fix & Flip
- Leverage
- Up to 90%
- Term
- 12 months
- Loan amount
- $75K – $3.0M
DSCR rental
DSCR Rental
- Leverage
- Up to 80%
- Term
- 360 months
- Loan amount
- $75K – $2.0M
Bridge
Bridge Financing
- Leverage
- Up to 80%
- Term
- 12 months
- Loan amount
- $100K – $5.0M
Construction
Ground-Up Construction
- Leverage
- Up to 85%
- Term
- 12 months
- Loan amount
- $150K – $5.0M
Questions, answered
Lending in Nashville,explained.
What are hard money loan rates in Nashville?
Hard money loan rates in Nashville typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.
How fast can I close on a hard money loan in Nashville?
Most hard money loans in Nashville can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.
Do I need experience to get a hard money loan in Nashville?
Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in Tennessee. We will structure the right program based on your experience level.
What types of investment properties can I finance in Nashville?
We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in Nashville and throughout Tennessee. Both residential and mixed-use investment properties are eligible.