Where we lend · Pennsylvania
Investment property financingin Pittsburgh.
Fix & flip, DSCR rental, bridge and construction loans for real estate investors in Pittsburgh, Pennsylvania. Pre-qualify in minutes with no hard credit pull.
The market
Why investors lookat Pittsburgh.
Pittsburgh has transformed from a steel city into a hub for healthcare, technology, and education. Investors find strong rental demand near the universities (CMU, Pitt) and hospitals (UPMC). Affordable purchase prices combined with stable rents produce excellent cap rates, and revitalizing neighborhoods offer flip opportunities.
Neighborhoods investors target
- Lawrenceville
- East Liberty
- Garfield
- Homewood
- Brookline
Pittsburgh at a glance
- Median home price
- $230,000
- Population
- 305,000+
- Programs available
- 4
Programs available
What we lendin Pittsburgh.
4 loan programs available in Pennsylvania.
Fix & flip
Fix & Flip
- Leverage
- Up to 90%
- Term
- 12 months
- Loan amount
- $75K – $3.0M
DSCR rental
DSCR Rental
- Leverage
- Up to 80%
- Term
- 360 months
- Loan amount
- $75K – $2.0M
Bridge
Bridge Financing
- Leverage
- Up to 80%
- Term
- 12 months
- Loan amount
- $100K – $5.0M
Construction
Ground-Up Construction
- Leverage
- Up to 85%
- Term
- 12 months
- Loan amount
- $150K – $5.0M
Questions, answered
Lending in Pittsburgh,explained.
What are hard money loan rates in Pittsburgh?
Hard money loan rates in Pittsburgh typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.
How fast can I close on a hard money loan in Pittsburgh?
Most hard money loans in Pittsburgh can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.
Do I need experience to get a hard money loan in Pittsburgh?
Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in Pennsylvania. We will structure the right program based on your experience level.
What types of investment properties can I finance in Pittsburgh?
We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in Pittsburgh and throughout Pennsylvania. Both residential and mixed-use investment properties are eligible.