Where we lend · Texas
Investment property financingin San Antonio.
Fix & flip, DSCR rental, bridge and construction loans for real estate investors in San Antonio, Texas. Pre-qualify in minutes with no hard credit pull.

The market
Why investors lookat San Antonio.
San Antonio is one of the most affordable major metros in Texas, making it ideal for investors seeking high cash-on-cash returns on rental properties. The military bases, healthcare sector, and tourism industry provide a stable economic base. Neighborhoods near downtown are experiencing revitalization, creating strong flip opportunities.
Neighborhoods investors target
- Southtown
- Dignowity Hill
- Government Hill
- Tobin Hill
- Alamo Heights
San Antonio at a glance
- Median home price
- $280,000
- Population
- 1,580,000+
- Programs available
- 4
Programs available
What we lendin San Antonio.
4 loan programs available in Texas.
Fix & flip
Fix & Flip
- Leverage
- Up to 90%
- Term
- 12 months
- Loan amount
- $75K – $3.0M
DSCR rental
DSCR Rental
- Leverage
- Up to 80%
- Term
- 360 months
- Loan amount
- $75K – $2.0M
Bridge
Bridge Financing
- Leverage
- Up to 80%
- Term
- 12 months
- Loan amount
- $100K – $5.0M
Construction
Ground-Up Construction
- Leverage
- Up to 85%
- Term
- 12 months
- Loan amount
- $150K – $5.0M
Questions, answered
Lending in San Antonio,explained.
What are hard money loan rates in San Antonio?
Hard money loan rates in San Antonio typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.
How fast can I close on a hard money loan in San Antonio?
Most hard money loans in San Antonio can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.
Do I need experience to get a hard money loan in San Antonio?
Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in Texas. We will structure the right program based on your experience level.
What types of investment properties can I finance in San Antonio?
We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in San Antonio and throughout Texas. Both residential and mixed-use investment properties are eligible.