San Antonio Private Lending

Fast, reliable funding for real estate investors in San Antonio, Texas. Pre-qualify in 60 seconds and get competitive rates across multiple lending programs.

Get Pre-Qualified in San Antonio

Median Home Price

$280,000

Population

1,580,000+

Programs Available

4 Loan Programs

Why Invest in San Antonio?

San Antonio is one of the most affordable major metros in Texas, making it ideal for investors seeking high cash-on-cash returns on rental properties. The military bases, healthcare sector, and tourism industry provide a stable economic base. Neighborhoods near downtown are experiencing revitalization, creating strong flip opportunities.

Available Programs in San Antonio

4 loan programs available in Texas.

Fix & Flip

Fix & Flip · Up to 90% LTV · 12 mo term

Min FICO: 620$75K – $3.0M

DSCR Rental

DSCR Rental · Up to 80% LTV · 360 mo term

Min FICO: 640$75K – $2.0M

Bridge Financing

Bridge · Up to 80% LTV · 12 mo term

Min FICO: 620$100K – $5.0M

Ground-Up Construction

Construction · Up to 85% LTV · 12 mo term

Min FICO: 660$150K – $5.0M

Popular Investment Areas in San Antonio

Neighborhoods and areas that active investors frequently target for fix & flip and rental projects.

Southtown
Dignowity Hill
Government Hill
Tobin Hill
Alamo Heights

Frequently Asked Questions

What are hard money loan rates in San Antonio?

Hard money loan rates in San Antonio typically range from 9% to 13% depending on the loan program, your experience level, credit score, and loan-to-value ratio. AIRE Lending offers multiple lending programs to find you the most competitive rate available for your specific deal.

How fast can I close on a hard money loan in San Antonio?

Most hard money loans in San Antonio can close in 7 to 21 days, significantly faster than conventional financing. Bridge loans and fix & flip loans with clean title and completed due diligence can close even faster.

Do I need experience to get a hard money loan in San Antonio?

Not necessarily. While experienced investors may qualify for better rates, several of our lending programs are designed for first-time investors in Texas. We will structure the right program based on your experience level.

What types of investment properties can I finance in San Antonio?

We finance single-family homes, townhouses, condos, duplexes, triplexes, fourplexes, and small multifamily properties in San Antonio and throughout Texas. Both residential and mixed-use investment properties are eligible.

Get Pre-Qualified in San Antonio

Answer a few questions about your deal and get a term sheet in 60 seconds. No credit pull, no commitment.

Start Pre-Qualification