Where we lend · Colorado (CO)
Investment property financingin Colorado.
Fix & flip, DSCR rental, bridge and construction loans for investors in Denver, Colorado Springs, Aurora and across Colorado. Pre-qualify in minutes with no hard credit pull.
The market
Investing in Colorado,at a glance.
Colorado's real estate market is anchored by the Denver metro area, one of the most desirable places to live in the US. Denver experienced massive appreciation during 2015-2022, with median home prices reaching $600K+ before moderating. The market remains strong with sustained population growth, a diversified tech and outdoor-recreation economy, and limited buildable land along the Front Range. Colorado Springs has emerged as a more affordable alternative, driven by military installations and a growing tech presence. Fort Collins and Boulder command premium prices due to university-town appeal and quality of life. The ski-resort corridor (Breckenridge, Vail, Aspen) offers high-value short-term rental opportunities.
Markets we serve
- Denver
- Colorado Springs
- Aurora
- Fort Collins
- Boulder
- Lakewood
Why AIRE Lending in Colorado
- Deep knowledge of the Front Range market from Denver to Colorado Springs
- Programs scaled for Colorado's higher property values and deal sizes
- Short-term rental financing for Colorado's mountain resort markets
- DSCR programs suited for Colorado's strong but price-premium rental market
- Construction financing for Denver's active infill and townhome market
Programs available
What we lendin Colorado.
Loan programs currently available through AIRE Lending in CO.
Fix & flip
- Rates from
- 9.0%
- Leverage
- Up to 90%
- Term
- 12 months
DSCR rental
- Rates from
- 7.0%
- Leverage
- Up to 80%
- Term
- 30 years
Bridge
- Rates from
- 9.5%
- Leverage
- Up to 80%
- Term
- 12 months
Construction
- Rates from
- 11.0%
- Leverage
- Up to 85%
- Term
- 12 months
Rates shown are based on our current lending programs and are subject to change. Actual rates depend on borrower qualifications, property type, and deal structure. This is not a commitment to lend.
Colorado licensing and compliance
Colorado does not require a mortgage lender license for business-purpose loans to entities for non-owner-occupied investment properties. AIRE Lending operates in full compliance with Colorado lending regulations.
Questions, answered
Lending in Colorado,explained.
What Denver neighborhoods are best for investment?
Denver offers diverse investment opportunities. Fix and flip investors target areas like Globeville, Elyria-Swansea, Westwood, and Federal Heights for value-add potential. Rental investors focus on Aurora, Thornton, and Lakewood for strong yields. Our lending covers the entire Denver metro and Front Range.
Do you finance short-term rentals in ski towns?
Yes. Colorado's mountain communities — Breckenridge, Steamboat Springs, Vail, and others — have strong short-term rental markets. We offer DSCR loans that accept Airbnb/VRBO income for qualification in resort areas.
How competitive is Colorado's investor market?
Colorado is very competitive, especially along the Front Range. Properties in desirable areas often receive multiple offers within days. Our ability to close in 10-14 days gives investors a significant edge over conventional buyers.
Is Colorado Springs a better value than Denver?
Colorado Springs offers median prices roughly 20-30% below Denver with comparable rental demand, driven by Fort Carson, Peterson Space Force Base, and the Olympic Training Center. Many investors see Colorado Springs as a better cash flow market than Denver.