Where we lend · Georgia (GA)
Investment property financingin Georgia.
Fix & flip, DSCR rental, bridge and construction loans for investors in Atlanta, Savannah, Augusta and across Georgia. Pre-qualify in minutes with no hard credit pull.
The market
Investing in Georgia,at a glance.
Georgia, anchored by the Atlanta metro area, is one of the fastest-growing real estate markets in the Southeast. Atlanta has become a magnet for corporate relocations, tech companies, and young professionals, driving strong demand for both rental and for-sale housing. The city's diverse neighborhoods — from in-town Midtown and Buckhead to suburban Gwinnett and Cobb County — offer investment opportunities at every price point. Beyond Atlanta, cities like Savannah, Augusta, and Athens offer strong rental markets driven by tourism, military presence, and university populations.
Markets we serve
- Atlanta
- Savannah
- Augusta
- Columbus
- Macon
- Athens
Why AIRE Lending in Georgia
- Strong lending presence in the Atlanta metro and across Georgia
- Programs suited for Atlanta's diverse price points, from $80K rentals to $600K+ flips
- Fast closings in a market where speed matters
- Experience with Georgia's growing build-to-rent and new construction market
- Support for investors operating across multiple Georgia markets
Programs available
What we lendin Georgia.
Loan programs currently available through AIRE Lending in GA.
Fix & flip
- Rates from
- 9.0%
- Leverage
- Up to 90%
- Term
- 12 months
DSCR rental
- Rates from
- 7.0%
- Leverage
- Up to 80%
- Term
- 30 years
Bridge
- Rates from
- 9.5%
- Leverage
- Up to 80%
- Term
- 12 months
Construction
- Rates from
- 11.0%
- Leverage
- Up to 85%
- Term
- 12 months
Rates shown are based on our current lending programs and are subject to change. Actual rates depend on borrower qualifications, property type, and deal structure. This is not a commitment to lend.
Georgia licensing and compliance
Georgia requires a mortgage lender license for consumer lending. Business-purpose loans to entities for non-owner-occupied investment properties are generally exempt. AIRE Lending maintains appropriate Georgia compliance for entity borrowers.
Questions, answered
Lending in Georgia,explained.
What Atlanta neighborhoods are best for investment?
Investment opportunities exist across the Atlanta metro. Popular areas for fix and flip investors include West End, Sylvan Hills, East Point, and College Park. DSCR rental investors often target suburbs like Lawrenceville, Decatur, Kennesaw, and Marietta. Our lending covers all of metro Atlanta and greater Georgia.
What rates do you offer in Georgia?
Georgia rates are competitive with national averages. Fix and flip loans typically range from 9.5% to 12%, DSCR rental loans from 7.0% to 9.5%, and bridge loans from 9.0% to 12%. Your specific rate depends on credit, experience, and deal leverage.
Do you finance outside of Atlanta?
Yes. While Atlanta is our highest-volume Georgia market, we also provide lending in Savannah, Augusta, Columbus, Macon, Athens, and throughout rural Georgia. If the deal is strong and the property value supports the loan, we can finance it.
Is Georgia good for DSCR rental investing?
Georgia, particularly metro Atlanta and its suburbs, is one of the top DSCR rental markets in the country. Strong population growth, rising rents, and relatively affordable entry points create excellent cash-on-cash returns. Many investors achieve DSCRs of 1.2 to 1.5 on Georgia rental properties.