Where we lend · Michigan (MI)
Investment property financingin Michigan.
AIRE Lending is not yet lending in Michigan. Join the waitlist and we will let you know when financing for investors in Detroit, Grand Rapids, Ann Arbor and across the state becomes available.
The market
Investing in Michigan,at a glance.
Michigan is experiencing a real estate renaissance, led by Detroit's remarkable comeback. What was once synonymous with urban decline is now one of the most active fix and flip markets in the Midwest, with investors purchasing properties at steep discounts and renovating them for significant returns. Grand Rapids is Michigan's fastest-growing city with rising property values and strong rental demand. Ann Arbor's university-driven rental market provides stable, recession-resistant cash flow. Even smaller cities like Kalamazoo and Lansing offer solid investment opportunities at very affordable price points.
Markets we serve
- Detroit
- Grand Rapids
- Ann Arbor
- Lansing
- Kalamazoo
- Flint
Why AIRE Lending in Michigan
- Team experienced in Michigan's unique market dynamics, including Detroit
- Programs suited for Michigan's affordable entry points and strong cash flow
- Fix and flip financing for Detroit's active renovation market
- DSCR programs that work well with Michigan's rent-to-price ratios
- Understanding of Michigan's property tax and insurance landscape
Availability
Coming soonto Michigan.
We're expanding to Michigan soon. Join our waitlist to be the first to know when we launch.
Join the waitlistMichigan licensing and compliance
Michigan requires a mortgage lender license for loan origination activities. AIRE Lending is actively pursuing Michigan licensing. Join our waitlist to be notified when Michigan programs go live.
Questions, answered
Lending in Michigan,explained.
When will AIRE Lending be available in Michigan?
We are actively working on Michigan licensing and expect to begin lending in MI soon. Detroit and Grand Rapids are top-priority markets for us. Join our waitlist to be the first to know when we launch.
Is Detroit a good investment market now?
Detroit's comeback is real. Neighborhoods like Corktown, Midtown, and the Avenue of Fashion are seeing significant investment and appreciation. Even more affordable areas on the East and West sides offer strong cash flow. The key is understanding Detroit's neighborhood-level dynamics.
What makes Grand Rapids attractive for investors?
Grand Rapids is Michigan's fastest-growing city with strong job growth from healthcare (Spectrum Health), manufacturing, and a growing tech sector. Property values are rising but still affordable, creating good entry points for both flip and rental investors.
What minimum property value do you require in Michigan?
Our minimum loan amount is $75K, which translates to a property value of approximately $85K-$100K depending on leverage. This covers the majority of Michigan investment opportunities outside of the lowest-value neighborhoods.