Where we lend · South Carolina (SC)
Investment property financingin South Carolina.
Fix & flip, DSCR rental, bridge and construction loans for investors in Charleston, Columbia, Greenville and across South Carolina. Pre-qualify in minutes with no hard credit pull.
The market
Investing in South Carolina,at a glance.
South Carolina has become an increasingly popular destination for real estate investors, driven by strong population growth, tourism, and a favorable business climate. Charleston is one of the most desirable cities in the Southeast, with a booming real estate market, strong short-term rental demand, and limited housing inventory. The Greenville-Spartanburg corridor is experiencing rapid growth from manufacturing and corporate relocations. Myrtle Beach's tourism economy creates year-round short-term rental opportunities. Columbia, as the state capital and home to the University of South Carolina, offers steady rental demand.
Markets we serve
- Charleston
- Columbia
- Greenville
- Myrtle Beach
- Spartanburg
- Mount Pleasant
Why AIRE Lending in South Carolina
- Financing tailored for South Carolina's diverse investment landscape
- Short-term rental programs for Charleston and Myrtle Beach vacation markets
- DSCR lending suited for Columbia and Greenville rental yields
- Construction programs for South Carolina's growing new-build market
- Competitive rates for a market that's attracting increasing investor attention
Programs available
What we lendin South Carolina.
Loan programs currently available through AIRE Lending in SC.
Fix & flip
- Rates from
- 9.0%
- Leverage
- Up to 90%
- Term
- 12 months
DSCR rental
- Rates from
- 7.0%
- Leverage
- Up to 80%
- Term
- 30 years
Bridge
- Rates from
- 9.5%
- Leverage
- Up to 80%
- Term
- 12 months
Construction
- Rates from
- 11.0%
- Leverage
- Up to 85%
- Term
- 12 months
Rates shown are based on our current lending programs and are subject to change. Actual rates depend on borrower qualifications, property type, and deal structure. This is not a commitment to lend.
South Carolina licensing and compliance
South Carolina does not require a mortgage lender license for business-purpose loans to entities for non-owner-occupied investment properties. AIRE Lending operates in full compliance with South Carolina lending regulations.
Questions, answered
Lending in South Carolina,explained.
Do you finance short-term rentals in Charleston and Myrtle Beach?
Yes. Charleston and Myrtle Beach are top markets for short-term rental (Airbnb/VRBO) financing. We offer DSCR loans that accept short-term rental income for qualification. These markets command premium nightly rates and can produce strong DSCRs for well-located properties.
Is the Greenville-Spartanburg area a good investment market?
The Greenville-Spartanburg corridor is one of the fastest-growing areas in South Carolina, driven by BMW, Michelin, and other major employers. Property values are rising but still affordable relative to Charlotte and Atlanta, creating good entry points for both flip and rental investors.
What are typical South Carolina investment property prices?
South Carolina investment property prices vary widely. Columbia and Greenville offer rentals in the $100K-$250K range. Charleston properties typically run $250K-$600K+. Myrtle Beach vacation rentals range from $200K to $500K+. Our programs accommodate all of these price points.
Is South Carolina landlord-friendly?
Yes. South Carolina is one of the most landlord-friendly states in the country. The eviction process is relatively fast, there is no rent control, and the overall regulatory environment favors property owners. This makes SC especially attractive for out-of-state rental investors.